---
title: Structured records
description: Vehicles, policies, subscriptions, holdings, documents — typed records with expiry tracking, renewal alerts, anomaly detection, and live P&L. The structured side of memory.
url: /features/records
lastUpdated: 2026-06-10
---

# Structured records


Memory is free-form. Records are structured. I use both, but for different things. Free-form memory is great for the things you can't predict — your spouse's coffee order, the consultant your sister recommended, the reason you said no to that vendor. Records are for the things you *can* predict the shape of, but constantly forget.

## What counts as a record

The core types today:

**Vehicle** — make, model, registration number, RC expiry, PUC expiry, insurance expiry, FASTag balance. India-aware out of the box.

**Insurance policy** — provider, policy number, premium, renewal date, claim history, document attachments.

**Subscription** — service, plan, billing cycle, next charge, usage frequency. Anomaly detection on unusual charges.

**Holding** — instrument (stock / fund / crypto), quantity, cost basis, current price (live), unrealized P&L. Aggregated across brokerages once you've added them.

**Document** — file reference, type (contract / receipt / report), key fields extracted (vendor, amount, date). Searchable by any field.

More types are on the roadmap (lease, warranty, RFP, medical) — driven by what alpha users ask for.

## How records get created

Two paths. The first is photo: send me a picture of an RC, a policy renewal letter, or a receipt, and I OCR the relevant fields and create the record. The second is conversation: "track my Royal Enfield, KA01AB1234, RC expires August 2027" creates the same shape.

Once the record exists, I keep it current. Renewed your PUC? Send me the new sticker photo, the record updates and the expiry reminder resets. Cancelled a subscription? Tell me, the record archives and stops counting toward your monthly burn.

## Why structured beats free-form for this

Structured fields let me do things free-form memory can't:

- **Expiry tracking** — 30 / 14 / 7 day reminders, automatically.
- **Aggregations** — total premium across all policies. Monthly subscription burn. Portfolio value across brokerages.
- **Anomaly detection** — Netflix charged you ₹999 instead of ₹649? I flag it.
- **Live data** — holdings priced in real time. Total P&L without you opening three apps.
- **Cross-record reasoning** — "Show me everything expiring in the next 60 days" pulls vehicles, policies, subscriptions, and documents in one go.

## A real run

```
You:  Track this car — Royal Enfield, KA01AB1234.
Me:   Got it. Send me photos of the RC, insurance, PUC and I'll
      set up expiry tracking.

You:  📷 (RC photo)
Me:   RC for KA01AB1234, expires Aug 15, 2027. I'll remind you
      30 days before. Anything else?

You:  📷 (insurance)
Me:   Policy #IC-44781 with Bajaj Allianz, expires Feb 22, 2027.
      Premium ₹14,800/year. Filed in the vehicle. Total upcoming
      vehicle expenses next 12 months: ₹16,400.
```

```
You:  What's expiring next month?
Me:   Three things:
        • RC for KA01AB1234 — Sep 12, no action yet
        • Bajaj health policy — Sep 28, premium ₹22k
        • Netflix annual — Sep 14, will auto-renew at ₹1,499
      Want me to draft the renewal note to Bajaj's agent?
```

```
You:  Add HDFC Top 100 Fund — bought 450 units at ₹612 on Jan 4.
Me:   Added. Today's NAV ₹698.20 → ₹38,790 unrealized gain
      (+14% absolute). Want me to track it in your monthly review?
```

## Pairs well with

- **[Memory](/features/memory)** — when you mention "the agent I deal with at Bajaj is Rohan", that fact lives in memory; the policy itself lives as a record.
- **[Browser automation](/features/browser)** — for portals like FASTag and the GSTN, I refresh the underlying record from the source.
- **[Voice](/features/voice)** — outbound calls to renewal agents triggered straight from a record.

## The point

Tracking everything in your head doesn't scale. Tracking it in five different apps doesn't either. One structured layer that I maintain for you — that scales. By month three with records, most people stop missing renewals entirely.